Sentro Business — Banking Intelligence Platform

Notifications

₦2.4M transfer approved by Finance Manager

2 mins ago

POS Terminal SN-04812 went offline in Ikeja

15 mins ago

3 loan applications pending review

1 hr ago

Adaeze O. requested leave — 5 days

3 hrs ago

💸

Send Money

🔗

Pay Link

📱

Buy Airtime

🧾

New Invoice

🖨️

POS Status

🏦

Apply Loan

👥

Pay Staff

🛒

Market Square

Main Account Balance

₦ 48,250,000

0012345678 · Access Bank

Business Capital

₦ 120,500,000

Working capital pool

Total Cards Balance

₦ 8,430,500

18 active cards issued

💰

Total Earned (MTD)

₦342M

↑ 18.4% vs last month

📊

Total Transactions

14,823

↑ 9.2% this week

🏢

Total Customers

2,841

↑ 241 new this month

🖨️

Active POS Terminals

3 offline · 2 low battery

👥

Total Staff

4 on leave

✅

Successful

13,492

91.0% success rate

❌

Failed

892

↓ reduced by 12%

⏳

Pending

312

Avg 1.2 min resolve

🚫

Cancelled

127

0.86% of all txns

Transaction Volume — Last 12 Months Details →

Revenue by Channel

NIP/NIBSS

38%

Card

24%

POS

18%

12%

USSD

Recent Transactions View All →

Reference	Description	Channel	Amount	Status
NIP-2026-8821	Transfer to GTBank	NIP	₦450,000	Success
POS-2026-0031	Ikeja Branch POS	POS	₦87,500	Success
INV-2026-0118	Invoice #INV-0118	Card	₦1,200,000	Success
NIP-2026-8820	Payroll — April Batch	NIP	₦8,420,000	Success
VTU-2026-0044	MTN Airtime — Staff	VTU	₦150,000	Success
NIP-2026-8819	International — USD	SWIFT	₦12,300,000	Pending
BILL-2026-0081	Ikeja Electric — Head Office	EBPP	₦245,000	Failed

System Health All Systems

NIBSS NIP

Operational

Card Processing

Operational

API Gateway

Operational

POS Network

Degraded

BVN/KYC

Operational

FX/SWIFT

Operational

Live Activity ● Live

₦2.1M NIP Transfer Approved

Finance Manager #2 co-approved

Just now

POS SN-04812 Offline

Ikeja Branch — last txn 14 min ago

14 mins ago

Invoice #INV-0118 Paid

Customer: Lagos Trade Ltd

32 mins ago

Staff Loan Disbursed

Emeka O. — ₦250,000 at 2% interest

1 hr ago

Sub-Accounts Manage →

🏢 HQ — Victoria Island

0012345678

₦48.2M

Active

🏪 Branch — Ikeja

0098765432

₦12.8M

Active

🏪 Branch — Lekki

0087654321

₦9.4M

Active

🏪 Branch — Abuja

0076543210

₦5.2M

Low Balance

Capital & Savings View →

Business Capital ₦120.5M

72% utilization · Burn rate: ₦8.2M/month

Target Savings — Equipment ₦3.2M / ₦5M

64% · Est. completion in 6 weeks

High-Interest Savings ₦18.0M

10% p.a. · Interest: +₦150K this month

Active Loans Outstanding ₦24.5M

3 active loans · Next repayment Apr 15

Total Volume

₦342M

↑ Apr MTD

Credit In

₦218M

↑ 14.2%

Debit Out

₦124M

0.8%

VAS Revenue

₦4.2M

↑ 32%

Net Position

₦94M

Positive

🔍

All Transactions

POS

VAS

Bills

Loans

General Ledger

#	Reference	Date / Time	Description	Counterparty	Channel	Type	Amount (₦)	Status	Action

Showing 1–20 of 14,823 transactions

30-Day Transaction Trend

Volume Count Fees

Today's Transfers

₦82.4M

84 transactions

Pending Approval

Needs 2nd auth

International

SWIFT pending

Success Rate

98.2%

↑ today

Transfer HistoryFilter

Reference	Beneficiary	Bank	Account No.	Amount	Type	Approved By	Status
NIP-8821	Dangote Cement Plc	GTBank	0012345678	₦4,500,000	NIP	Admin + Finance	Success
NIP-8820	Emeka Okafor	Access	0087654321	₦250,000	NIP	Admin	Success
SWF-0041	Shenzhen Trading Co.	SWIFT	CN-89123	₦12,300,000	SWIFT	Admin + CFO	Pending
NIP-8819	Lagos Trade Ltd	Zenith	0031415926	₦890,000	NIP	Finance	Success
NIP-8818	Vendor — Office Supplies	UBA	0055512349	₦75,000	NIP	Admin	Failed

Collected Today

₦18.2M

↑ 24% vs yesterday

Active Links

12 multi-channel

Temp Accounts

3 expire in <1hr

Card Payments

₦4.8M

↑ 18% MTD

All Collections

Bank Transfer

Card Payment

USSD

QR Code

Temp Accounts

Payment Collections

ID	Name / Purpose	Amount	Channels	Uses	Expiry	Collected	Status
CLN-001	April Subscription Fee	₦50,000	Bank Card USSD	12/∞	Apr 30	₦600,000	Active
CLN-002	Consultation — Dr. Peters	₦150,000	Bank	0/1	Apr 10	₦0	Unused
CLN-003	Event Registration — Tech Summit	₦25,000	Bank Card USSD QR	88/100	Apr 15	₦2,200,000	Active
CLN-004	Product Purchase — SKU-4421	₦84,500	Card QR	3/∞	May 01	₦253,500	Active
CLN-005	Renewal — Annual License	₦240,000	Bank USSD	2/∞	Dec 31	₦480,000	Active

Collection	Virtual NUBAN	Amount	Received	Status
April Subscription	0012348821	₦50,000	₦600,000	Active
Consultation	0012348822	₦150,000	₦0	Awaiting
Annual License	0012348823	₦240,000	₦480,000	Active

Collection	Checkout Link	Cards Accepted	Success Rate	Status
April Subscription	pay.sentro.ng/c/clv-001	Visa · MC · Verve	96.4%	Active
Tech Summit Registration	pay.sentro.ng/c/clv-003	Visa · MC · Verve	94.1%	Active
Product Purchase SKU-4421	pay.sentro.ng/c/clv-004	Visa · MC · Verve	99.2%	Active

Collection	USSD Code	Network	Received	Status
April Subscription	73700050000CLN001#	All Networks	₦200,000	Active
Tech Summit	73700025000CLN003#	All Networks	₦875,000	Active
Annual License	737000240000CLN005#	All Networks	₦240,000	Active

Account No.	Purpose	Tied Amount	Created	Expires	Status
7891234560	Vendor payment — one-time	₦450,000	Apr 9, 09:00	Apr 10, 09:00	Active
7891234561	Customer refund collection	₦85,000	Apr 9, 10:30	Apr 9, 22:30	Expiring Soon
7891234559	Invoice #INV-0120 payment	₦1,200,000	Apr 8, 14:00	Apr 9, 14:00	Expired

Paid

₦142M total

Pending

₦28M outstanding

Overdue

₦6.4M at risk

Draft

Invoice List

Invoice #	Customer	Items	Total	VAT	Due Date	Status
INV-0118	Lagos Trade Ltd	3 items	₦1,200,000	₦90,000	Apr 15	Paid
INV-0117	Abuja Hotels Group	5 items	₦4,800,000	₦360,000	Apr 20	Sent
INV-0116	PH Oil Services Ltd	2 items	₦800,000	₦60,000	Apr 01	Overdue
INV-0115	Kano Textiles Coop	8 items	₦620,000	₦46,500	Apr 30	Draft

VAS This Month

₦4.2M

↑ 32%

Airtime Purchases

₦1.8M

Data Plans

₦920K

Bills Paid

₦1.48M

Buy Airtime / Data

Pay Utility Bill

Recent VAS Transactions

Ref	Type	Biller	Beneficiary	Amount	Date	Status
VTU-0044	Airtime	MTN	08012345678	₦5,000	Apr 9	Success
VTU-0043	Data	Airtel	08198765432	₦3,000	Apr 9	Success
BILL-0081	Electricity	Ikeja Electric	Meter 45678	₦50,000	Apr 8	Failed
BILL-0080	Cable TV	DStv	Smart #1234	₦24,500	Apr 8	Success

Main Account

₦ 48,250,000

0012345678 · Access Bank · NUBAN

Business Capital

₦ 120,500,000

Working Capital Pool · Centralised

Tax Escrow

₦ 4,200,000

Auto-allocate 10% of settlements

Sub-Account Hierarchy

Account Name	Account Number	Balance	Parent	POS Count	Settlement	Status
🏢 HQ — Victoria Island	0012345678	₦48,250,000	Root	6	Centralised	Active
🏪 Ikeja Branch	0098765432	₦12,800,000	HQ	8	Centralised	Active
🏪 Lekki Branch	0087654321	₦9,400,000	HQ	5	Centralised	Active
🏬 Lekki Phase 1 Dept	0076543210	₦2,100,000	Lekki	2	Decentralised	Active
🏪 Abuja Branch	0065432109	₦420,000	HQ	4	Centralised	Low Balance

Temporary Accounts (Active)

Account No.	Purpose	Created	Expires	Status
7891234560	One-time payment — Vendor	Apr 9, 09:00	Apr 10, 09:00	Active
7891234561	Customer refund collection	Apr 9, 10:30	Apr 9, 22:30	Expiring Soon

Total Cards

Virtual Cards

Physical Cards

Cards Balance

₦8.4M

Card Inventory

Cardholder	Card Type	Last 4	Daily Limit	Monthly Limit	Spent (MTD)	MCC Restrictions	Status
Richmond C. (Owner)	Physical Naira	4421	Unlimited	Unlimited	₦2,450,000	None	Active
Emeka O. (Finance)	Virtual Naira	7723	₦50,000	₦500,000	₦84,200	Fuel, Office	Active
Adaeze O. (Sales)	Virtual Naira	9912	₦30,000	₦200,000	₦12,000	Restaurants	Frozen
Chidi A. (Logistics)	Virtual USD	3301	$200	$2,000	$450	Fuel, Transport	Active

Total Disbursed

₦80M

FY 2026

Outstanding

₦24.5M

Repaid

₦55.5M

89% on time

Defaulted

₦0

Clean record

Working Capital

₦15,000,000

3% / month90 daysActive

₦6M repaid of ₦15M

Invoice Discounting

₦8,000,000

2.5% / month60 daysActive

₦2M repaid of ₦8M

Overdraft Facility

₦5,000,000

1.5% / month30 daysPending

Awaiting credit assessment

Loan History

Loan ID	Type	Principal	Interest Rate	Tenor	Disbursed	Status
LN-001	Working Capital	₦15,000,000	3% / month	90 days	Jan 15, 2026	Active
LN-002	Invoice Discounting	₦8,000,000	2.5% / month	60 days	Feb 28, 2026	Active
LN-003	Term Loan	₦20,000,000	3% / month	180 days	Sep 1, 2025	Repaid

💰

Total Saved

₦58.4M

↑ ₦3.2M this month

📈

Interest Earned (MTD)

₦428K

↑ 22% vs last month

🏛️

FGN T-Bills

₦12.5M

18.5% p.a.

💵

Dollar Savings

$8,200

5.2% p.a.

📊

Active Goals

2 maturing soon

💼 My Portfolio

🛍️ Products

📋 History

⚙️ Auto-Save

🏭

Target Savings

Equipment Fund

Active

₦3,200,000

of ₦5,000,000 goal

64% complete Matures Jun 30

Interest Rate

10% p.a.

Interest Paid

Monthly

Reinvest

Yes ✓

🏛️

FGN Treasury Bills

Q2 2026 T-Bills

Active

₦12,500,000

CBN-backed · Zero risk

Next interest payout

₦578,125 on Jul 15

91 days tenorMatures Jul 15

Rate

18.5% p.a.

Payout

Quarterly

Reinvest

Yes ✓

💵

Dollar Savings

USD Savings Vault

Active

$8,200.00

≈ ₦12,382,000 at current rate

$8,200 of $20,00041% · Matures Dec 31

Rate

5.2% p.a.

Payout

Monthly

Reinvest

🔒

Fixed Deposit

HQ Capital Lock

Locked

₦20,000,000

Locked until Sep 9, 2026

Projected total at maturity

₦21,600,000

180 daysMatures Sep 9

Rate

16% p.a.

Payout

Quarterly

Reinvest

Yes ✓

📊

Mutual Fund

Stanbic Money Market

Active

₦5,000,000

+ ₦246,700 interest earned

Portfolio value today

₦5,246,700

Open-endedWithdraw anytime

Rate

14.8% p.a.

Payout

Monthly

Reinvest

Yes ✓

🌊

Flexible Savings

Business Vault

Active

₦3,200,000

No lock-in · Withdraw anytime

Interest this month

+₦32,000

No maturity dateDaily interest accrual

Rate

12% p.a.

Payout

Monthly

Lock-in

None

💼

Target Savings

Tax Reserve 2026

Active

₦4,200,000

of ₦10,000,000 goal

42% · Auto-deducting 10%Matures Dec 31

Rate

10% p.a.

Payout

Quarterly

Reinvest

New Savings Goal

T-Bills · Fixed Deposit · Mutual Funds
Dollar Savings · Target · Flexible

Interest Earnings — Last 6 Months

Naira Dollar

Nov 2025

₦148K

Dec

₦192K

Jan 2026

₦240K

Feb

₦298K

Mar

₦365K

Apr

₦428K

Portfolio Breakdown

🏛️ FGN T-Bills₦12.5M 21%

🔒 Fixed Deposit₦20M 34%

📊 Mutual Funds₦5M 9%

🏭 Target Savings₦7.4M 13%

💵 Dollar Savings$8.2K 21%

🌊 Flexible Vault₦3.2M 5%

Total Portfolio ₦58,400,000

Choose a Savings Product

All products are CBN-compliant. Interest rates are updated weekly.

🏆

Target Savings

10% p.a.

Save towards a specific goal — equipment, expansion, tax reserve. Lock funds until your target is reached.

NairaGoal-basedMonthly/Quarterly

Min. Amount

₦10,000

Early Withdrawal

5% penalty

Reinvest Option

Yes

🏛️

FGN Treasury Bills

18.5% p.a.

CBN-issued government securities. Zero default risk. Fixed return over 91, 182, or 364 days.

CBN-backedZero riskQuarterly

Min. Amount

₦1,000,000

Tenor

91 / 182 / 364 days

Reinvest Option

Yes

📊

Mutual Funds

13–18% p.a.

SEC-regulated money market and bond funds. Professional management, daily liquidity, compounding returns.

SEC-regulatedOpen-endedMonthly

Min. Amount

₦50,000

Withdrawal

T+1 days

Reinvest Option

Yes

💵

Dollar Savings

5.2% p.a.

Save in USD to hedge against Naira devaluation. Earn dollar interest while protecting your foreign purchasing power.

USDFX hedgeMonthly

Min. Amount

$100

FX Rate

Live I&E rate

Reinvest Option

Yes

🔒

Fixed Deposit

14–17% p.a.

Lock a lump sum for a fixed period and earn a guaranteed, higher rate. Best for capital you won't need in the short term.

GuaranteedLockedQuarterly/Yearly

Min. Amount

₦500,000

Tenor

30 – 365 days

Reinvest Option

Yes

🌊

Flexible Savings

12% p.a.

Save freely with no lock-in. Add or withdraw at any time. Interest accrues daily and is credited monthly. Perfect for emergency funds.

No lock-inDaily accrualMonthly

Min. Amount

₦1,000

Withdrawal

Instant

Penalty

None

Current Interest Rates — April 2026Updated weekly · CBN MPR: 27.5%

Product	Rate (p.a.)	Monthly	Quarterly	Yearly	Min. Amount	Penalty	Reinvest
🏆 Target Savings	10.0%	0.833%	2.5%	10.0%	₦10,000	5% early exit	Yes
🏛️ FGN T-Bills (91d)	18.5%	1.541%	4.625%	18.5%	₦1,000,000	None	Yes
🏛️ FGN T-Bills (182d)	19.2%	1.600%	4.800%	19.2%	₦1,000,000	None	Yes
🏛️ FGN T-Bills (364d)	20.1%	1.675%	5.025%	20.1%	₦1,000,000	None	Yes
📊 Mutual Fund (Money Mkt)	14.8%	1.233%	3.700%	14.8%	₦50,000	None (T+1)	Yes
📊 Mutual Fund (Bond)	17.2%	1.433%	4.300%	17.2%	₦100,000	30-day notice	Yes
💵 Dollar Savings	5.2%	0.433%	1.300%	5.2%	$100	None	Yes
🔒 Fixed Deposit (90d)	14.0%	1.167%	3.500%	14.0%	₦500,000	Forfeits interest	Yes
🔒 Fixed Deposit (180d)	16.0%	1.333%	4.000%	16.0%	₦500,000	Forfeits interest	Yes
🔒 Fixed Deposit (365d)	17.5%	1.458%	4.375%	17.5%	₦500,000	Forfeits interest	Yes
🌊 Flexible Savings	12.0%	1.000%	3.000%	12.0%	₦1,000	None	N/A

Date	Product	Type	Amount	Balance After	Description	Status
Apr 9, 09:00	FGN T-Bills Q2	Interest	+₦578,125	₦12,578,125	Q1 quarterly interest payout	Credited
Apr 1, 00:00	Flexible Vault	Interest	+₦32,000	₦3,200,000	Monthly interest credit (12% p.a.)	Credited
Apr 1, 00:00	Stanbic Mutual Fund	Interest	+₦61,667	₦5,246,700	Monthly interest — reinvested	Reinvested
Mar 25, 08:00	Equipment Fund	Deposit	+₦500,000	₦3,200,000	Auto-save from Business Capital	Success
Mar 15, 12:00	USD Savings Vault	Deposit	+$1,000	$8,200	Monthly dollar savings contribution	Success
Mar 9, 14:00	HQ Fixed Deposit	Locked	₦20,000,000	₦20,000,000	Fixed deposit created · 180-day lock	Locked

My Terminals (52)

Order New Terminal

Order History

🖨️

Total Terminals

✅

Online

90.4% uptime

⚠️

Offline / Inactive

3 offline · 2 locked

💰

Today's Volume

₦12.8M

↑ 8.4% vs yesterday

📊

Transactions Today

834

↑ 124 txns

🔍

HQ — Reception

SN-04801 · Sentro Pro Max

● Online

Adaeze Okonkwo

Terminal Manager · VI, Lagos

Batch Total

₦842,000

Battery

🔋 94%

Last Txn

2 min ago

Txns Today

142

Ikeja Branch A

SN-04810 · Sentro Pro Max

● Online

Emeka Okafor

Terminal Manager · Ikeja, Lagos

Batch Total

₦1,240,000

Battery

🔋 78%

Last Txn

10 min ago

Txns Today

218

Ikeja Branch B

SN-04812 · Sentro Mini

● Offline

Chidi Adekunle

Terminal Manager · Ikeja, Lagos

Batch Total

₦250,000

Battery

🪫 12%

Last Txn

14 min ago

Txns Today

⚠️ Low battery — agent dispatched for on-site support

Lekki Branch A

SN-04815 · Sentro Pocket

🔒 Locked

Kemi Ibrahim

Terminal Manager · Lekki Phase 1, Lagos

Batch Total

₦0

Battery

🔋 61%

Locked By

Admin

Locked At

Apr 8

🔒 Terminal locked — transactions suspended pending review

Abuja Branch Main

SN-04820 · Sentro Pro Max

● Online

Taiwo Nwosu

Terminal Manager · Wuse II, Abuja

Batch Total

₦620,000

Battery

🔋 88%

Last Txn

5 min ago

Txns Today

Lekki Branch B

SN-04808 · Sentro Mini

⏸ Deactivated

—

Unassigned

Lekki Phase 1, Lagos

Batch Total

₦0

Battery

🔋 34%

Deactivated

Apr 2

Reason

Idle 30d

Choose Terminal

Payment Plan

Assign & Deploy

Confirm Order

Select Your POS Terminal

Choose the device that fits your business volume and needs

Most Popular

Sentro Pro Max

Android · 5.5" Touchscreen

₦ 95,000

or ₦8,917/month × 12

✅ 4G LTE + WiFi + Bluetooth

✅ NFC contactless payments

✅ 5,000mAh · 2-day battery

✅ Built-in thermal printer

✅ GPS tracking

✅ Android 11 · OTA updates

Best for: High-volume branches, retail stores

Sentro Mini

Linux · 4.3" Screen

₦ 58,000

or ₦5,433/month × 12

✅ 4G LTE + WiFi

✅ Chip & PIN + swipe

✅ 3,000mAh · 1-day battery

✅ Built-in thermal printer

✅ Offline store-and-forward

⬜ No GPS

Best for: Mid-volume stores, service centres

Sentro Pocket

Linux · 2.4" Display · Compact

₦ 32,000

or ₦3,000/month × 12

✅ 4G LTE

✅ Chip & PIN

✅ 2,500mAh · 16-hr battery

✅ Bluetooth receipt print

⬜ No WiFi

⬜ No built-in printer

Best for: Field agents, delivery, pop-up stores

No terminal selected yet — click a card to select

Order ID	Model	Qty	Plan	Amount	Branch	Manager	Ordered	Status
POS-ORD-041	Sentro Pro Max	3	Outright	₦285,000	HQ — VI	Adaeze Okonkwo	Mar 15	Delivered
POS-ORD-038	Sentro Mini	2	Monthly	₦5,433/mo	Ikeja Branch	Emeka Okafor	Feb 28	Delivered
POS-ORD-031	Sentro Pocket	5	Outright	₦160,000	Lekki Branch	Kemi Ibrahim	Jan 10	Delivered
POS-ORD-022	Sentro Pro Max	1	Monthly	₦8,917/mo	Abuja Branch	Taiwo Nwosu	Dec 5, 2025	Active

🏠 Home

🛍️ Shop by Platform

📦 Wholesale Partners

🚚 My Shipments

📋 Order History

✨

Sentro AI — Your Global Procurement Assistant

Based on your purchase history and business type, AI has sorted products you'll likely need. It's also monitoring your active shipments and will notify you the moment items clear customs or are out for delivery.

📦 Nearly Arrived

3 shipments at Lagos Customs

🔄 Might Need Restock

5 products trending for you

🚁 Nearly Arrived AI Tracked

View all shipments →

📱

Tecno Spark 30 Pro (50-pack)

Tecno Official Store · Alibaba

ShippedChinaOceanCustoms ✓Delivered

🏛️ At Lagos Customs

Est. cleared Apr 12

₦4,250,000

🎧

Oraimo FreePods 4 Earbuds (100-pack)

Oraimo Wholesale · Made-in-China

ShippedChinaOcean ✓CustomsDelivered

🚢 On the Water

ETA Lagos Port Apr 16

₦1,840,000

👗

Ankara Fabric Rolls (200 yards)

Vlisco Wholesale · Netherlands

ShippedEUAirCustomsOut for Delivery

🏍️ Out for Delivery

Arriving today by 5pm

₦720,000

🔥 Best Sellers — Picked for You AI Curated

View all →

🔥 Best Seller

📱

Infinix · Official Store

Infinix Hot 40 Pro (50-pack)

Min. Order: 10 units

₦2,180,000

₦43,600/unit

🔥 Best Seller

⌚

Oraimo · Wholesale

Oraimo Watch 3 (50-pack)

Min. Order: 20 units

₦890,000

₦17,800/unit

🎨

Vlisco · Holland

Ankara Premium Fabric 100yd

Min. Order: 50 yards

₦380,000

₦3,800/yard

🔥 Best Seller

📷

Tecno · Official

Tecno Camon 30 Pro (30-pack)

Min. Order: 10 units

₦3,600,000

₦120,000/unit

🆕 New

📵

Nokia · Wholesale

Nokia G42 5G (25-pack)

Min. Order: 5 units

₦2,050,000

₦82,000/unit

🧵

Ghana Textiles Co.

Kente Weave Fabric 150yd

Min. Order: 30 yards

₦560,000

₦3,733/yard

💡 You Might Need AI Suggested

💡 Might Need

🖨️

Office Depot · Amazon

Printer Ink Cartridges (100-pack)

Min. Order: 20 units

₦145,000

₦1,450/cartridge

💡 Might Need

📄

Paperline · Alibaba

A4 Paper — 10 Cartons

Min. Order: 5 cartons

₦98,000

₦9,800/carton

💡 Might Need

⚡

Oraimo · Wholesale

Oraimo 65W Charger (50-pack)

Min. Order: 20 units

₦420,000

₦8,400/unit

💡 Might Need

🪡

Guangzhou Lace Co.

Lace Fabric Assorted (80 yards)

Min. Order: 20 yards

₦310,000

₦3,875/yard

Global Shopping Platforms

Click a platform to browse and shop — checkout with your Sentro Global Card. Shipping handled by Sentro Logistics.

🛒

AliExpress

🇨🇳 China · Factory Direct

100M+ products. Electronics, fashion, machinery, accessories.

ElectronicsFashionTools

🏭

Alibaba

🇨🇳 China · Verified Suppliers

Wholesale & bulk sourcing. Trade Assurance. MOQ negotiable.

WholesaleOEMRaw Materials

📦

Amazon Business

🇺🇸 USA · 🇬🇧 UK · B2B Pricing

Business pricing, bulk discounts, and analytics on all purchases.

OfficeTechIndustrial

🎁

Temu

🇨🇳 China · Ultra-low Prices

Trending items at factory prices. Ideal for gifts, fashion & decor.

FashionGiftsDecor

🔩

Made-in-China

🇨🇳 China · Industrial Goods

Machinery, generators, construction equipment and industrial tools.

MachineryIndustrialHeavy

🔄

eBay Business

🇺🇸 USA · 🇬🇧 UK · Auction + Buy

New & refurbished. Electronics, industrial, vehicles, collectibles.

ElectronicsRefurbAuction

🤝Brand Direct PartnersVerified

📱

Tecno

Official Partner

📱

Infinix

Official Partner

🎧

Oraimo

Official Partner

📵

Nokia

Certified Reseller

👗

Vlisco

Fabric Partner

🧵

GZ Textiles

Fabric Partner

📦

Jumia B2B

Local Partner

🛍️

Konga B2B

Local Partner

Order ID	Product	Platform	Amount	Origin	Current Stage	ETA	Carrier	Status
ORD-0041	Ankara Fabric Rolls (200yd)	Vlisco Direct	₦720,000	🇳🇱 Netherlands	🏍️ Out for Delivery	Today	DHL	Arriving
ORD-0040	Tecno Spark 30 Pro (50-pack)	Alibaba	₦4,250,000	🇨🇳 China	🏛️ Lagos Customs	Apr 12	Ocean/DHL	Customs
ORD-0039	Oraimo FreePods 4 (100-pack)	Made-in-China	₦1,840,000	🇨🇳 China	🚢 On the Water	Apr 16	Ocean Line	In Transit
ORD-0038	Nokia 105 Feature Phones (50)	Amazon B2B	₦1,650,000	🇬🇧 UK	🏛️ Lagos Customs	Apr 13	FedEx	Customs
ORD-0037	Lace Fabric (100 yards)	AliExpress	₦580,000	🇨🇳 China	✈️ In the Air	Apr 14	Air China Cargo	In Transit

Order ID	Product	Platform	Qty	Amount Paid	Paid With	Ordered	Status
ORD-0041	Ankara Fabric 200yd	Vlisco Direct	1 lot	USD 480	Global Card	Apr 3	Delivered
ORD-0040	Tecno Spark 30 Pro ×50	Alibaba	50 units	USD 2,820	Global Card	Mar 28	Customs
ORD-0039	Oraimo FreePods 4 ×100	Made-in-China	100 units	USD 1,220	Global Card	Mar 22	In Transit
ORD-0038	Nokia 105 ×50	Amazon B2B	50 units	USD 1,095	Global Card	Mar 20	Customs
ORD-0035	A4 Paper 10 Cartons	Alibaba	10 cartons	USD 65	Global Card	Mar 10	Delivered
ORD-0030	Infinix Hot 40 Pro ×30	Alibaba	30 units	USD 1,560	Global Card	Feb 28	Delivered

👥

Total Staff

↑ 3 this month

💰

Monthly Payroll

₦22.4M

Apr 25 payout

🏖️

On Leave

3 pending requests

⚡

Credit Extended

₦8.2M

38 staff active

🏦

Staff Accounts

All onboarded

✨

Automatic Staff Onboarding — Sentro Employee Account

When a staff member is added, they are automatically onboarded — a personal account, virtual card, and login credentials are instantly created and sent via email & SMS. They can spend, save, or withdraw to any Nigerian bank with zero charges.

🏦

Auto Account

Instant NUBAN

💳

Virtual Card

Spend anywhere

💸

Free Transfers

₦0 charges

🔐

Email + SMS

💰

Savings Goals

With interest

Employee Portal

Adaeze Okonkwo

Sales Lead

BALANCE

₦ 328,000

💳 Spend

💰 Save

🏦 Withdraw

📝 Request

📋 All Staff

💰 Payroll

📩 Requests 6

⚡ Credit Access

🏦 Staff Accounts

🔍

Employee	Role / Dept	Salary	Account No.	Card	Status	Joined
EO Emeka Okafor emeka@company.ng	Finance Manager Finance	₦450,000	STF-0012345678	● Active	Active	Jan 2024
AO Adaeze Okonkwo adaeze@company.ng	Sales Lead Sales	₦320,000	STF-0098765432	● Active	On Leave	Mar 2024
CA Chidi Adekunle chidi@company.ng	Logistics Head Operations	₦380,000	STF-0087654321	● Active	Active	Feb 2024
OK Obiageli Kalu obiageli@company.ng	Brand Manager Marketing	₦290,000	STF-0076543210	● Frozen	Suspended	May 2024
TN Taiwo Nwosu taiwo@company.ng	Software Dev Tech	₦600,000	STF-0065432109	● Active	Active	Nov 2023

Showing 5 of 86 staff

Employee	Role	Basic	Allowances	PAYE	Credit Repay	Loan Repay	Net Pay	Status
Emeka Okafor	Finance Manager	₦450,000	₦50,000	₦28,000	₦20,833	—	₦451,167	Paid
Adaeze Okonkwo	Sales Lead	₦320,000	₦30,000	₦18,000	—	—	₦332,000	Paid
Chidi Adekunle	Logistics Head	₦380,000	₦40,000	₦22,000	₦15,000	₦42,500	₦340,500	Processing
Taiwo Nwosu	Software Dev	₦600,000	₦60,000	₦38,000	₦33,333	—	₦588,667	Processing
Kemi Ibrahim	HR Manager	₦400,000	₦45,000	₦24,000	—	—	₦421,000	Paid
Bola Balogun	Accountant	₦280,000	₦20,000	₦16,000	₦25,000	—	₦259,000	Paid

Leave Requests

2 pending approval

Loan Requests

1 pending

Overdraft Requests

Under review

Bonus Requests

All (6) 🏖️ Leave (3) 💵 Loan (2) ⚡ Overdraft (1)

Incoming Staff Requests

Staff submit via their Sentro Employee portal

Adaeze Okonkwo

Sales Lead · Apr 9, 08:41

🏖️ Annual Leave

Apr 14 – Apr 18 (5 days)

Family vacation — Abuja

BALANCE

18 days left

Kemi Ibrahim

HR Manager · Apr 8, 14:20

🏥 Sick Leave

Apr 10 – Apr 11 (2 days)

Medical appointment — doctor's note attached

SICK LEAVE

10 days left

Chidi Adekunle

Logistics Head · Apr 5

🧘 Compassionate

Apr 7 – Apr 8 (2 days)

Bereavement

✓ Approved

Approved by HR

Chidi Adekunle

Logistics Head · Apr 8, 10:15

💵 Staff Loan

₦500,000 · 12 months · ₦42,500/mo

Home renovation — Ikeja property

ELIGIBILITY

✓ Eligible

Taiwo Nwosu

Software Dev · Apr 7

🏥 Emergency Loan

₦200,000 · 6 months · ₦35,000/mo

Medical emergency · Disbursed to Sentro account

✓ Disbursed

Auto-repay active

Bola Balogun

Accountant · Apr 9, 09:55

⚡ Overdraft

₦80,000 · Repay Apr 25 salary

Urgent household expense

SALARY

₦280,000/mo

How Staff Submit Requests

📱

Employee Portal

Staff log in at employee.sentro.ng and tap "Requests"

📝

Fill Request Form

Choose: Leave, Loan, Overdraft, or Bonus. Add amount, dates, reason & docs

🔔

HR Notified

Sentro notifies HR instantly. Appears in this dashboard for one-click approval

⚡

Instant Action

Loans & overdrafts disbursed instantly to staff Sentro account. Leave auto-updated in payroll

Employee	Limit	Used	Available	Rate	Monthly Repay	Next Deduction	Status
Emeka Okafor	₦500,000	₦250,000	₦250,000	2%/mo	₦20,833	Apr 25	Active
Bola Balogun	₦300,000	₦300,000	₦0	2%/mo	₦25,000	Apr 25	Maxed
Taiwo Nwosu	₦800,000	₦400,000	₦400,000	2%/mo	₦33,333	Apr 25	Active

Employee	Account No.	Card	Balance	Last Txn	Savings	Transfers (MTD)	Status
EO Emeka Okafor	STF-0012345678	● Active	₦382,000	Today	₦50,000	4 · ₦120,000	Active
AO Adaeze Okonkwo	STF-0098765432	● Active	₦310,000	Yesterday	₦80,000	2 · ₦45,000	On Leave
CA Chidi Adekunle	STF-0087654321	● Active	₦148,500	Apr 8	₦0	6 · ₦215,000	Active
TN Taiwo Nwosu	STF-0065432109	● Active	₦540,000	Today	₦150,000	8 · ₦380,000	Active
OK Obiageli Kalu	STF-0076543210	● Frozen	₦5,000	Apr 2	₦0	0 · ₦0	Suspended

Total Customers

2,841

Tier 3 (Verified)

1,204

Tier 2

982

Tier 1 (Basic)

655

🔍

Name	Email	Phone	BVN Status	KYC Tier	Lifetime Volume	Last Activity	Status
Lagos Trade Ltd	info@lagostrade.ng	08012345678	Verified	Tier 3	₦8.4M	Today	Active
Abuja Hotels Group	finance@ahugroup.ng	08098765432	Verified	Tier 3	₦4.8M	Yesterday	Active
PH Oil Services	accounts@phoil.ng	07012345678	Pending	Tier 2	₦1.2M	Apr 7	Review
Kano Textiles Coop	coop@kanotex.ng	08155512349	Verified	Tier 2	₦620K	Apr 5	Active

AML Alerts (MTD)

All reviewed

Pending KYC

Tier upgrades

Audit Trail (days)

1,825+

5+ years stored

CBN KYC Tier Summary

Tier 1655 customers

BVN only · ₦50K daily / ₦200K cumulative

Tier 2982 customers

BVN + Photo · ₦500K daily limit

Tier 31,204 customers

BVN + Address Verified · Unlimited

AML Monitoring

Alert	Amount	Action	Status
Txn > ₦5M — Adekunle	₦5.8M	Filed STR to NFIU	Resolved
Multiple rapid transfers	₦3.2M	Under review	Pending
New account large inflow	₦8M	KYC requested	Pending

Open Tickets

Avg response: 4 min

Resolved (MTD)

↑ 96% CSAT

Live Agents

Role Name	Users	Permissions	Status
Super Admin	2	Full Access	Active
Finance Manager	5	Payments, Approvals, Reports	Active
Operations Lead	3	POS, Collections, Cards	Active
Compliance Officer	1	Audits, KYC, Tax	Active

Name	Key Prefix	Created	Last Used	Actions
Main Checkout	sk_live_481...	Jan 12, 2026	2 mins ago
Mobile App	sk_live_902...	Feb 5, 2026	1 hour ago

Good morning, Richmond 👋

Analytics

Transfers

Collections

Invoices

VAS & Bills

Accounts

Cards

Loans & Credit

Savings & Investments

POS Terminals

Market Square

Staff & Payroll

Customers

Compliance & Risk

Support Centre

Tax & VAT

Search Results

Settings

Category	Result Name	Type / Detail	Date
Transaction	Richmond & Co. Ltd	₦2,400,000 · Outbound	Apr 12
Customer	Lagos Trade Ltd	Wholesale distribution	-
Staff	Emeka Okafor	Finance Manager	-

Time	Type	Amount	Status
09:14	Card	₦48,500	Success
09:02	Card	₦12,000	Success
08:54	Contactless	₦8,200	Success
08:41	Card	₦25,000	Failed

Date	Type	Details	Status
Apr 9	Loan	₦500,000 — Home renovation	Pending
Mar 5	Leave	Annual — 3 days	Approved
Feb 12	Credit	Credit limit increased to ₦500K	Active